Cookies, Privacy and Terms of Service
- WealthBankers Terms of Service Introduction
- WealthBankers General Terms of Service
- WealthBankers Resume Program Terms
- WealthBankers Ads Program Terms
- WealthBankers Publisher Program Terms
- WealthBankers Prime Terms
- WealthBankers Targeted Ads Terms
- WealthBankers Vulnerability Reward Program
Last Updated: 24 August, 2017
Session Cookies are temporary cookies that remain in the cookie file of your browser until you leave the Website.
Persistent Cookies remain in the cookie file of your browser for much longer (though how long will depend on the lifetime of the specific cookie). When we use session cookies to track the total number of visitors to our Website, this is done on an anonymous aggregate basis (as cookies do not in themselves carry any personal data). We may also employ cookies so that we remember your computer when it is used to return to the Website to help customize your WealthBankers web experience. We may associate personal information with a cookie file in those instances. Use the options in your web browser if you do not wish to receive a cookie or if you wish to set your browser to notify you when you receive a cookie. You can easily delete any cookies that have been installed in the cookie folder of your browser. See below instructions on how to enable and disable cookies for various browsers, and WealthBankers’ job seeker web beacon:
Please check the browser’s cookie settings support pages to confirm the most up-to-date instructions.
- Click the settings icon on the browser toolbar (three stacked lines)
- Select ‘Settings’
- Click ‘Show advanced settings’
- In the “Privacy” section, click the ‘Content settings’ button
- To enable cookies: In the “Cookies” section, pick ‘Allow local data to be set’. This will enable both first-party and third-party cookies. To allow only first-party cookies, pick ‘Block third-party cookies and site data’
- To disable cookies: In the “Cookies” section, pick ‘Block sites from setting any data’
- Note there are various levels of cookie enablement and disablement in Chrome. For more information on other cookie settings offered in Chrome, refer to the following page from Google: https://support.google.com/chrome/answer/95647
- Click the menu button (three stacked lines) and choose ‘Preferences’
- Select the Privacy panel
- Set ‘Firefox will:’ to ‘Use custom settings for history’
- To enable cookies: Check ‘Accept cookies from sites’
- To disable cookies: Uncheck ‘Accept cookies from sites’
- Note there are various levels of cookie enablement and disablement in Firefox. For more information, refer to the following page from Mozilla: https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences
Safari on OSX
- Click on ‘Safari’ at the menu bar and select the ‘Preferences’ option
- Click on ‘Privacy’
- To enable cookies: In the ‘Cookies and website data:’ section, click ‘Always Allow’ or ‘Allow from websites I visit’ or ‘Allow from current website only’ depending on your preference
- To disable cookies: In the “Cookies and website data:” section, click ‘Always Block’
- Note there are various levels of cookie enablement and disablement in Safari. For more information on other cookie settings offered in Safari, refer to the following page from Apple: https://support.apple.com/kb/PH19214
- From the main menu, select ‘Settings’ (or ‘Preferences’, when using OS X)
- Click ‘Advanced’
- Under “Cookies”, select an option for handling cookies
- To enable cookies: Check ‘Accept’ or ‘Accept only from the sites I visit’ depending on your preference
- To disable cookies: Check ‘Never accept cookies’
- Note there are various levels of cookie enablement and disablement in Opera. For more information on other cookie settings offered in Opera, refer to the following page from Opera Software: http://www.opera.com/help/tutorials/security/privacy/
Microsoft Internet Explorer 6.0, 7.0, 8.0, 9.0, 10.0
- Click on ‘Tools’ at the top of your browser window and select ‘Internet Options’
- In the options window navigate to the ‘Privacy’ tab
- To enable cookies: Set the slider to ‘Medium’ or below
- To disable cookies: Move the slider to the top to block all cookies
- Note there are various levels of cookie enablement and disablement in Explorer. For more information on other cookie settings offered in Internet Explorer, refer to the following page from Microsoft: https://support.microsoft.com/en-us/help/17442/windows-internet-explorer-delete-manage-cookies
Microsoft Internet Explorer 11 for Windows 10
- Click on ‘Tools’ at the top of your browser window and select ‘Internet Options’
- In the options window navigate to the ‘Privacy’ tab
- To enable cookies: Choose ‘Allow’ or ‘Be prompted for first and third party cookies,’ depending on your preferences
- To disable cookies: Choose ‘Block’
- Note there are various levels of cookie enablement and disablement in Explorer. For more information on other cookie settings offered in Internet Explorer, refer to the following page from Microsoft: https://support.microsoft.com/en-us/help/17442/windows-internet-explorer-delete-manage-cookies
- Click on ‘More’ and choose ‘Settings’
- Under “Advanced settings”, select ‘View advanced Settings’
- Under “Privacy and services – Cookies”, choose the option you want.
- ‘Block all cookies’ blocks all cookies that websites try to save to your computer. ‘Block only third party cookies’ blocks third party cookies, which are saved by external web services, such as ads embedded on webpages you have navigated to.
- Note there are various levels of cookie enablement and disablement in Edge. For more information on other cookie settings offered in Microsoft Edge, refer to the following page from Microsoft: https://support.microsoft.com/en-us/help/12454/windows-10-microsoft-edge-privacy-faq
If you disable all cookies, you may not be able to take advantage of all the features of this website. Consult your mobile device documentation for information on how to disable cookies.
In addition, if you would like to remove yourself from WealthBankers’ job seeker web beacon, you must click here. WealthBankers may also provide an employer with code for a Conversion Tracker to place on its website that pings the job seeker web beacon and tracks whenever a job seeker has applied to a job on that employer’s website. This Conversion Tracker will attribute an application to WealthBankers any time the job seeker started their search on WealthBankers, despite any intervening activity. WealthBankers does not and cannot collect any of the job seeker’s personally identifiable information and does not have access to the cookies in the employer’s domain. The Conversion Tracker is simply a counter that notifies WealthBankers that a job seeker has applied. If a job seeker has disabled the web beacon, the Conversion Tracker will have no functionality.
WealthBankers uses the AdWords and Remarketing Lists features of Google Analytics for Display Advertisers. WealthBankers and Google use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the DoubleClick cookie) together to inform, optimize, and serve ads based on your past visits to our Website. This means that vendors including Google will display WealthBankers promotional material on other sites you visit across the Internet.
You may opt-out of Google Analytics for Display Advertisers including AdWords and opt-out of customized Google Display Network ads by visiting the Google Ads Preferences Manager. To provide website visitors more choice on how their data is collected by Google Analytics, Google has developed an Opt-out Browser add-on, which is available by visiting Google Analytics Opt-out Browser Add-on, to enable you to opt-out of Google’s programs.
WealthBankers marketing service providers. If you do not want WealthBankers and its marketing services providers to follow your usage of our services via the third party marketing services providers’ cookies and Web beacons, and to learn more about these providers and their privacy policies, please visit each site: Nielsen, comScore, Yandex (Russia website only), Optimizely, Marketo, Sift Science, Demandbase, Olark, Perfect Audience, Zendesk, Appsflyer, Facebook, Twitter, Adometry, Sizmek, MediaCom, Mixpanel, Heap Analytics. Opting out of these services does not mean you will no longer receive online advertising. It does mean that the service from which you opted out will no longer deliver ads tailored to your Web preferences and usage patterns.
In all cases where third party cookies are used to track your behavior on WealthBankers, you must refer to such third party’s site to learn how to remove cookies for that third party specifically. Removing WealthBankers cookies from your browser will not affect cookies placed by third parties.
Last Updated: July 6, 2017
- Information Collected
You may also create an account or log in to your WealthBankers account using third-party websites including, but not limited to, Facebook. If you do not already have an WealthBankers account but log in to WealthBankers using your Facebook account, this creates a WealthBankers account using the same email address used in your Facebook account. Facebook may also ask for your permission to share certain details with WealthBankers, including but not limited to your name, profile picture, public profile information and email address. If you agree to provide this information to WealthBankers, Facebook will authenticate you and redirect you to the Site. Please note, when you log in to WealthBankers using your Facebook account, Facebook will cookie you in order to authenticate you as a Facebook user. By granting WealthBankers access to your Facebook account, you understand that WealthBankers will access, make available and store the information that you provide to WealthBankers from your Facebook account so that it may be available on and through the Site via your WealthBankers account. This information will be considered WealthBankers account information for purposes of your use of the Site. You have the ability to disable the connection between your Facebook account and your WealthBankers account at any time by accessing your privacy settings on your Facebook account. PLEASE NOTE THAT YOUR RELATIONSHIP WITH FACEBOOK OR ANY OTHER THIRD-PARTY WEBSITE IS GOVERNED SOLELY BY YOUR AGREEMENT WITH SUCH THIRD-PARTY WEBSITE.
In addition, as part of the standard operation of the Site, WealthBankers may automatically collect and analyze information from your computer or mobile device, including, but not limited to, your browser type, operating system, IP address and the domain name from which you accessed the Site, and if you are accessing our Site with your mobile device, the type of mobile device. In addition, we may automatically record and analyze actions taken on the Site including, but not limited to, date and times of use, clicks, page views, the amount of time you spend on each page, and search queries. WealthBankers reserves the right to match your IP address (or any other information) with other information about you in any way permitted by applicable law. WealthBankers will store this information on its equipment or the equipment of third parties that WealthBankers has a relationship with for that purpose. If you create a WealthBankers account, information may be collected from your account email address.
If you access or use the Site on your mobile telephone or other mobile devices, including tablets, we collect mobile device identifiers, including MAC Address, and IP Address. WealthBankers may create and assign to your device an identifier that is similar to an account number. We may collect the name you have associated with your device, device type, telephone number, country, and any other information you choose to provide, such as user name, geolocation or email address.
If you are an Employer, WealthBankers may request that you provide certain personal information to WealthBankers in order to verify your account. This information includes, but is not limited to your Federal Employer Identification Number (EIN), Business Registration information, or a utility bill. This information will be used for internal purposes only, subject to any request by law enforcement or a court order.
- Limitation of Use or Disclosure of Personal Data
When a Job Seeker deletes an account, the Job Seeker will no longer have access to any of the data which we provided under that account name, including but not limited to, search history, job search preferences, saved jobs, jobs the Job Seeker has applied to, job alerts, resume, and any other data associated with the account. If the Job Seeker uses the same email address to set up a new account, this data will not become available to the Job Seeker again. WealthBankers reserves the right to keep any materials in a deleted account as necessary to preserve and protect its rights as allowed by law (for example, to preserve records of a dispute) or to comply with its obligations under local law (for example, to keep an email address). A deleted account does not mean that all of the data is expunged from the WealthBankers systems, although it will not be readily available under the Job Seeker’s original account name. When the Job Seeker presses the delete account button on the dashboard, WealthBankers will begin to process that instruction within 24 hours and will have completed the operation within 40 days.
Employers may disable an account, however, WealthBankers must preserve business records pertaining to that account to comply with its obligations under the law. If a Job Seeker wants to delete a job application performed on WealthBankers’ site, they will need to contact the prospective Employer directly to request deletion of their application. When a Job Seeker creates a resume on WealthBankers, they are given the option to make their resume public or private. Public resumes are available to anyone with access to WealthBankers’ resume search application. Private resumes are only made available to those whom the Job Seeker has initiated an application or provided their resume. For job applications which you, the Job Seeker submit through WealthBankers (including the use of a WealthBankers Apply button) to an employer, (with related materials submitted), please note: 1) that your applications and materials may be controlled by an employer, 2) we may direct you to that employer for personal data deletion requests, and 3) WealthBankers depends on the Employer or the Employer’s agent to provide WealthBankers with the correct destination for all applications. In the event that the electronic destination provided to WealthBankers is incorrect, your application materials will not be sent to the intended recipient of the application. WealthBankers has no liability for such applications. If you do not wish to send your application materials in this manner, you should send them directly to the employer.
- Uses and Disclosures of Information
More specifically, you take a variety of actions on our Site. For example, you search for jobs, and WealthBankers knows and stores the titles of jobs you search for, where those jobs are located, any information, including salary interest or experience of which you have informed WealthBankers, or the general salary range or experience level of the jobs you view (if indicated on the Job Listings), the Job Listings you apply to or any of your other behavior on the WealthBankers site, when you use WealthBankers. You know exactly what this data is because you are the person who undertook the activity and the data pertains only to your activity. If you have an WealthBankers account or an WealthBankers-hosted resume, you agree that WealthBankers may use this observed factual data to suggest jobs to you and to suggest you or your public resume to Employers that might be interested in a person who matches your behavior on WealthBankers. You also agree that WealthBankers may contact you based on this observed behavior.
WealthBankers may also share such information with third parties (including operators of third-party websites and/or social networking sites) in order to show you targeted advertisements and other content that has been customized for you.
We may use a variety of methods to detect and address anomalous activity and screen content to prevent abuse such as spam. These efforts may on occasion result in a temporary or permanent suspension or termination of some functions for some users. WealthBankers provides two-way message proxy and relay services to the users of our WealthBankers products, including WealthBankers Resume, WealthBankers Apply, and Post a Job. By utilizing this WealthBankers relay function in connection with any of the aforementioned products, you acknowledge that you are asking WealthBankers to send these messages on your behalf. We monitor, review, store and analyze your content (including your resumes, cover letters, applications, messages, questionnaire answers, responses, offer letters and other materials) that you send, store or receive, including via automated means and otherwise, for data analysis, quality control, and to refine the Site or any other WealthBankers product or service (including to provide better search results and other listings for job seekers and employers, provide you with personally relevant product features, and to prevent and block fraud and spam or reduce unwanted mail). When communicating through WealthBankers’ relay system, you will see an email address with a @WealthBankersemail.com or @WealthBankersmail.com ending. You retain no ownership rights in these email addresses, which are specific to Employers’ Job Listings but owned by WealthBankers. WealthBankers’ relay system will show the name associated with your account or job application in the “To:” or “From:” field. Please note that since these message proxy and relay services depend on the functionality of third party providers, there may be technical delays on the part of those email service providers. If you share the WealthBankers-owned email address with someone other than yourself, and they send an email to this email address, WealthBankers reserves the right to verify and confirm the identity of the sender of that email with the Employer associated with that email address’ Job Listing. WealthBankers reserves the right to drop messages from our relay system that WealthBankers determines do not adhere to Site Rules or any of the terms of this agreement.
Any information shared by you with WealthBankers may be shared with or transferred to any WealthBankers affiliated entity (including those located outside the European Union or Switzerland, or WealthBankers Hire, Inc.), no matter where located, for the purpose of providing you services and improving the Site. By using the Site, you consent to this transfer and acknowledge that the services provided to you and the functionality of the Site could not be provided without such a transfer. If you do not wish your information to be transferred in this way you should not use this Site.
Transfer of Data to Third Parties
We may use other companies, including affiliates and third parties, to perform services in connection with our operations, and to improve the Site and our other products and services. These third parties may include (but are not limited to) service providers and vendors.
If you post your resume on WealthBankers, please note that although WealthBankers expressly prohibits the scraping of its Site any resume you post publicly is public information and the content may be copied by a third party in violation of these terms.
- Contact and Resume Information
When you give WealthBankers contact information (such as your name and email address) and demographic information, you agree that WealthBankers may utilize this information as set forth herein. You agree that WealthBankers may, as part of its services to you, communicate with you, or initiate communication with you on behalf of a third party, through your WealthBankers account or through other means such as email, telephone (including mobile phone), or postal mail, including through the use of contact information that you may provide to WealthBankers or that WealthBankers may otherwise obtain from third-party resources. If and to the extent permitted by applicable law, WealthBankers or its designated third-party partners may also use your contact information to (i) send you job alerts; (ii) create an account; and (iii) send you information about WealthBankers, including promotional materials. A job alert is defined as an email sent to you that you sign up for containing Job Listings in response to a search query you have run (“Job Alert”). Job Alerts may also include jobs that WealthBankers recommends for you, WealthBankers Targeted Ads, companies you may be interested in following, or other actions you may want to take on the Site. WealthBankers may use demographic and/or profile data to tailor your experience on the Site, show you content that WealthBankers thinks you may be interested in, and display content according to your preferences. Your information, including Personal Information, gets placed on the Site when you upload or edit a resume. To the extent you upload a resume or edit it, and subject to your Privacy Settings, you are making the resume, your name and other Personal Information that you place on your resume available to third parties who may be interested in you as an employee (and who may forward your resume and Personal Information to other third parties), to Job Seekers who may want to contact you, to search engines, or to the general public by posting your Personal Information on the internet.
You acknowledge that WealthBankers may determine whether the words of your resume or any other individuals’ resume match the words of certain job descriptions, and vice versa, in order to improve the Site or any other WealthBankers product or service (including by displaying or otherwise making available potentially relevant job descriptions and resumes to job seekers and employers). If you post a public resume, this may be crawled by, and displayed through, search engines when someone searches for your name. This means that third parties can view the Personal Information contained in your resume and you may receive unsolicited contact from parties unaffiliated with WealthBankers and for whom WealthBankers has no responsibility. If you do not want your Personal Information posted on the Site, you should not upload it. You may opt out of this feature on a going forward basis by editing your Privacy Settings; however, WealthBankers does not warrant how often third-party search engines will update their caches, which may continue to contain your resume information. WealthBankers reserves the right to charge third parties a fee for accessing your information, including Personal Information, as part of WealthBankers’ services. At your direction, WealthBankers may also send your resume to third parties if you choose to apply for a job listing.
- Additional Uses and Disclosures of Non-Personal Information
WealthBankers seeks to use reasonable security measures to help protect against the loss, misuse and alteration of the Personal Information under WealthBankers’ control. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. In addition, please note that emails, messages sent via your web browser, and other similar means of communication with other users, are not encrypted. We strongly advise you not to communicate any confidential or sensitive information through these means. Therefore, while we strive to protect your information, we cannot guarantee its security. Please also be aware that we may use third-party cloud service providers that provide hosting, data storage and other services pursuant to standard terms and conditions that may be nonnegotiable; these service providers have informed us or the general public that they apply security measures they consider adequate for the protection of information within their system, or they have a general reputation for applying such measures. However, we will not be liable (to the fullest extent permitted by law) for any damages that may result from the misuse of any information, including Personal Information, by these companies. Please see paragraph 11 for liabilities pertaining to the transfer of personal data for EU and Swiss Residents.
- Links to Third-Party Sites
The Site may make available links to other websites. When you click on such links, you may leave our Site. The Site may also make available Company Pages, which may contain information provided by third-party Employers. WE ARE NOT RESPONSIBLE FOR THE INFORMATION COLLECTION, USE, DISCLOSURE OR OTHER PRIVACY PRACTICES OF ANY THIRD PARTY, INCLUDING OUR AFFILIATES, THIRD-PARTY SERVICE PROVIDERS, ANY EMPLOYERS (INCLUDING ANY EMPLOYER THAT PROVIDES A COMPANY PAGE), ANY THIRD-PARTY SOCIAL MEDIA PLATFORM, ANY THIRD PARTY MAKING AVAILABLE THE DEVICES OR OPERATING SYSTEMS FOR WHICH THE SITE IS AVAILABLE, AND ANY THIRD PARTY OPERATING ANY WEBSITE TO WHICH THE SITE CONTAINS A LINK. YOU MAY HAVE RIGHTS DIRECTLY ENFORCEABLE AGAINST THESE THIRD PARTIES SO YOU SHOULD CONSIDER THEIR PRIVACY POLICIES TO LEARN MORE.
- Acquisitions and Other Reorganizations
- Do Not Track Requests
- Opting Out
If you no longer want to receive promotional materials from us based upon your Personal Information, going forward, you may opt out of receiving such marketing related messages by sending an email to opt-out @ WealthBankers.com (remove spaces when sending email). Please note that we may still send other messages to you, such as administrative messages. We will try to comply with your request as soon as reasonably practicable.
WealthBankers Terms of Service Introduction
- WealthBankers Brasil Pesquisa de Empregos Ltda., Rua Fidêncio Ramos, 302, Torre B, 12º andar, São Paulo, SP, 04551-010, Brasil, solely with respect to use by an Employer (as defined below) of the WealthBankers Ads Program, and WealthBankers Resume Program, if any, if and when you are in Brazil (“WealthBankers Brazil”), and/or
- WealthBankers, Inc., 6433 Champion Grandview Way, Building 1, Austin, TX, 78750, USA, if and when you are in the United States (“WealthBankers, Inc.”), and/or
- WealthBankers India Operations (Pte.) Ltd., Ground Floor, Block C, Divyasree Omega Hitech City Road, Kondapur, Hyderabad TG 500084 IN, solely with respect to Employer’s use of the WealthBankers Ads Program and WealthBankers Resume Program, if any, if and when you are in India (“WealthBankers India”), and/or
- WealthBankers Singapore Operations (Pte.) Ltd., 50 Collyer Quay #05-05, OUE Bayfront, Singapore 049321, solely with respect to Employer’s use of the WealthBankers Ads Program and WealthBankers Resume Program, if any, if and when you are in the Asia-Pacific Region* (unless you have an insertion order issued by another WealthBankers entity, in which case you will contract with WealthBankers Ireland) (“WealthBankers Singapore”), and/or
- WealthBankers Ireland Operations Limited, 124 St. Stephen’s Green, Dublin 2, Ireland, in all other respects (“WealthBankers Ireland”).
Any references to “WealthBankers” or “we” in this Agreement shall mean the applicable entity as set forth above.
The Site is made available for use only by individuals searching for employment openings (“Job Seekers”), by individuals and/or organizations seeking to make available information regarding employment openings, on their behalf or other’s behalf, including but not limited to agencies purchasing for multiple parties (“Employers”), and by individuals and/or organizations seeking to participate in the WealthBankers Publisher Program (“Publishers”). If you are accessing or using the Site in your capacity as an employee or other representatives of an Employer or Publisher, you are agreeing to this Agreement on behalf of yourself and such Employer or Publisher, as applicable, and you represent and warrant that you have the authority to bind such Employer or Publisher, as applicable, to this Agreement.
We may change this Agreement by notifying you of such changes by any reasonable means, including by posting a revised Agreement through the Site. Any such changes will not apply to any claim brought prior to the date on which we posted the revised Agreement incorporating such changes, or otherwise notified you of such changes. Your access to or use of the Site following any changes to this Agreement will constitute your acceptance of such changes. The “Last Updated” legends in each section of the terms and conditions indicate when this Agreement was last changed. We may, at any time and without liability, modify or discontinue all or part of the Site (including access to the Site via any third-party links); charge, modify or waive any fees required to use the Site; or offer opportunities to some or all Site users.
This Agreement hereby incorporates by this reference any additional terms and conditions posted by WealthBankers through the Site, or otherwise made available to you by WealthBankers. In particular:
- If you access or use the WealthBankers Ads Program, you are agreeing to be bound by the WealthBankers Ads Program Terms
- If you access or use the WealthBankers Resume Program, you are agreeing to be bound by the WealthBankers Resume Program Terms
- If you access or use WealthBankers Prime, you are agreeing to be bound by the WealthBankers Prime Terms
- If you access or use WealthBankers Targeted Ads, you are agreeing to be bound by the WealthBankers Targeted Ads Terms
- If you access or use the WealthBankers Publisher Program, you are agreeing to be bound by the WealthBankers Publisher Program Terms
- For all other uses of the Site, you are agreeing to be bound by the WealthBankers General Terms of Service
WealthBankers General Terms of Service
Last Updated: July 27, 2017
- The following terms and conditions apply to all Job Seekers, Employers, Publishers and other users who access or use the Site, or otherwise indicate their acceptance to this Agreement.
- The WealthBankers Services
WealthBankers may make available certain job listings and other job-related contents, including links to third-party websites (such listings and other contents, (“Job Listings” or “Job Ads”), through WealthBankers’ search results or otherwise through the Site. Job Listings are created and provided by third parties over whom WealthBankers exercises no control; you acknowledge and understand that we have no control over Job Listings. Except for certain sponsored, featured or paid placements, the Job Listings contained on, or linked from, the Site are indexed or posted in an automated manner. WealthBankers does not have any obligation to screen any Job Listing, or to include any Job Listing in its search results or other listings, and may exclude or remove any Job Listing from the Site for any or no reason. We cannot confirm the accuracy or completeness of any Job Listing or other information submitted by any employer or other user, including the identity of such employer or other user. WealthBankers assumes no responsibility, and disclaims all liability, for the content, accuracy, completeness, legality, reliability, or availability of any Job Listing. You agree that WealthBankers may also provide search options to narrow down Job Listing search results by job type (i.e. full-time, part-time, etc.), and such job types are created independently and entirely by WealthBankers, and are not a direct reflection of the actual Job Listing.
1(c) Regardless of whether you are an Employer or Job Seeker, when you send, store or receive materials (including Job Listings, resumes, and messages) through or using the Site, WealthBankers may, for example, use such materials for data analysis, quality control, or to refine the Site or any other WealthBankers product or service (including to provide better search results and other listings for Job Seekers and Employers), whether via automated means or otherwise. When you send, store or receive materials through or using the Site, WealthBankers may also inform a Job Seeker that an Employer has taken an action with regards to a Job Seeker’s application such as opening the application, viewing the application and making a decision with regards to the application, and you hereby consent to WealthBankers taking such actions. WealthBankers assumes no responsibility, and disclaims all liability, for the content, accuracy, completeness, legality, reliability, or availability of any job listing, Career Page, job solicitation, screener question, answer to screener question, resume information you post, send or receive through the Site. If you see any inaccuracy in any such material, it is your responsibility to correct such information or to contact WealthBankers to do so.
1(d) Regardless of whether you are an Employer or Job Seeker, WealthBankers may use application materials (including resumes and responses to screener questions) to determine whether the words of any Job Seeker’s resume and answers to screener questions match the words of a Job Listing, and vice-versa. Regardless of whether you are an Employer or Job Seeker, you agree and consent that WealthBankers may differentiate those matching resumes and screener questions from those that do not match, and presenting them to Employers as matches or not matches. WealthBankers may also use such information in order to improve the Site or any other WealthBankers product or service (including by displaying or otherwise making available potentially relevant Job Listings and resumes to Job Seekers and Employers).
1(e) Regardless of whether you are an Employer or Job Seeker, WealthBankers may provide certain categories of information to you for informational purposes only. For example, WealthBankers may provide you with data regarding estimated salaries for a certain Job Listing, or about estimated applies to a Job Listing you may receive as an Employer. These figures provided by WealthBankers are estimates given for informational purposes only, and they are subject to change or varying levels of accuracy. With respect to information regarding estimated applies, if you are an Employer participating in the WealthBankers Ads Program, please note that this is not the information you are purchasing from WealthBankers and you are not charged per apply. WealthBankers may also include salary estimations on pages other than Job Listings on the Site. Please note that all salary figures are approximations based upon multiple third party submissions to WealthBankers. These figures are given to WealthBankers users for the purpose of generalized comparison only. Minimum wage may differ by jurisdiction and you should consult the employer for actual salary figures.
1(f) Regardless of whether you are an Employer or Job Seeker, WealthBankers may provide certain types of career-related information on its Site in the WealthBankers Career Guide. All information contained in the WealthBankers Career Guide is for informational purposes only, and is in no way to be construed as professional career counseling. You understand that WealthBankers may give suggestions or information regarding best-practices, however, you understand that it is ultimately your responsibility to determine how to pursue your job search or candidate search. You further understand that in providing the WealthBankers Career Guide, WealthBankers is not acting as a job placement agency or staffing firm. You also understand that by referring to the WealthBankers Career Guide, you are not guaranteed job interviews, job placement or assurance of being hired, and you take full responsibility for use of these services.
1(g) Regardless of whether you are an Employer or Job Seeker, WealthBankers may provide you an online questionnaire relating to your industry and/or your hiring or job searching needs. WealthBankers may match a Job Seeker’s responses to such questionnaires to determine, on the basis of the Employer’s responses to a questionnaire about its industry and/or hiring needs, whether such Job Seeker would match the Employer’s hiring criteria as specified in the Employer’s questionnaire responses. In the event WealthBankers determines that a Job Seeker matches the Employer’s hiring criteria, WealthBankers may connect such matching Job Seeker and Employer by sending a note informing both parties of the match, including but not limited to sending an Employer a short description of a Job Seeker taken directly from the Job Seeker’s responses to the questionnaire. In all events you will know what data we are providing to either a Job Seeker or Employer, or upon which we relied to make the match, because you have actively submitted it. If the Employer and Job Seeker express interest in each other, you agree WealthBankers may provide the Employer with an email address for the Job Seeker either provided by WealthBankers or the Job Seeker and, if you are a Job Seeker, you consent to this. Regardless of whether you are an Employer or Job Seeker, by submitting the completed questionnaire, you agree and consent to WealthBankers (i) conducting such matching, utilizing only material you have submitted through the questionnaire process, (ii) presenting matching Job Seekers to Employers, and vice versa and (iii) storing and analyzing such data submitted in response to such online questionnaires.
1(h) If you are a Job Seeker, you take a variety of actions on our Site. For example, you search for jobs, and WealthBankers knows and stores the titles of jobs you search for, where those jobs are located, any information, including salary interest or experience of which you have informed WealthBankers, or the general salary range or experience level of the jobs you view (if indicated on the Job Listings), the Job Listings you apply to, or any of your other behavior on the WealthBankers site, when you use WealthBankers. You know exactly what this data is because you are the person who undertook the activity and the data pertains only to your activity. If you have an WealthBankers account or an WealthBankers-hosted resume, you agree that WealthBankers may use this observed factual data to suggest jobs to you and to suggest you or your public resume to Employers that might be interested in a person who matches your behavior on WealthBankers. You also agree that WealthBankers may contact you based on this observed behavior for Employers or for WealthBankers itself. Please note, although information may be sent to you by a third party through the WealthBankers system, the aforementioned behavior does not include information relayed to you. However, WealthBankers may publicly display the fact that you have recently used the WealthBankers Site or the fact that you have recently used the WealthBankers system to correspond with a third party.
- External Sites
The Site contains links to other sites on the Internet which are owned and/or operated by third-party vendors and other third parties (the “External Sites”). You acknowledge that WealthBankers is not responsible or liable for any such third parties or for the availability of, or the materials located on or through, any External Sites. You should contact the site administrator or webmaster for the applicable External Site if you have any concerns regarding such links or the materials located on an External Site.
In addition, WealthBankers may provide you with links to certain third party sites that offer you services for your use or benefit. We may stop offering any such third party sites or services at any time. If you choose to use such third party sites or services, you enter into an agreement with such third party alone at your own risk. When entering into an agreement with such parties, you are giving them your data directly and your rights and their obligations are determined by their privacy policies and terms of service. We are not responsible for any content or services provided these third parties, and disclaim all liability from anything that may occur when you utilize such third parties. We are additionally not responsible for any payment that may be asked of you by such third party. You will be notified on the site that these are third party sites and services, and not WealthBankers.
For example, WealthBankers may provide Employers with access to a third party site Interviewed.com, which allows Employers to send Job Seekers certain skills assessment tests. WealthBankers does not review these skills assessment tests, and any Employer’s use of them and Interviewed.com is solely at its own risk. Additionally, WealthBankers does not grade the results of the skills assessment tests. However, an Employer may choose to store the results of a Job Seeker’s skills assessment test on WealthBankers. WealthBankers reserves the right to remove access to Interviewed.com for any Employer who, in WealthBankers’ sole discretion, abuses the third party service. Any Employer who uses this product shall indemnify WealthBankers for any and all claims arising out of its use of Interviewed.com.
- Use of Site
WealthBankers’ Site is for your non-commercial use only. If you wish to make commercial use of the Site, or if you wish to purchase WealthBankers services that utilize the Site, you must have a prior written agreement with WealthBankers to do so, or have accepted WealthBankers’ online terms of service. Please contact us for more information. We reserve the right at all times (but will not have any obligation) to terminate users, and reclaim usernames or URLs, for any reason.
- User Content
Some parts of the Site, such as message boards and forums, may allow users to post Job Listings, resumes, information, text, images, audio, video, messages, and other materials (any such materials that a user submits, posts, displays, or otherwise makes available on or through the Site is referred to herein as “User Content”). Such functionality is designed to help users obtain career and company information, facilitate communication, discuss ways to make career decisions, and to let users know of jobs. User Content is provided by third-party contributors, many of whom may use anonymous screen names. User Content may be inaccurate, incomplete, misleading or deceptive. For example, the Site hosts Company Pages, which allow User Content to be posted by individuals that may not be affiliated with the Company who owns the Company Page, including but not limited to the answers to Q&A questions on Company Pages. WealthBankers does not endorse and is not responsible for any User Content, including any opinion, advice, information, or statement contained therein. You acknowledge that by accessing the Site, you may come into contact with content (including User Content) that you find harmful, offensive, threatening, indecent or objectionable, including, but not limited to, explicit language and other potentially offensive material, and you acknowledge that WealthBankers shall have no liability with respect to such content.
You must not post any User Content that is unlawful, fraudulent, discriminatory, threatening, abusive, libelous, defamatory, obscene or otherwise objectionable, or that contains sexual, ethnic, racial or other discriminating slurs, or that contains no relevant or constructive content. You must also not post any User Content that contains proprietary information, trade secrets, confidential information, advertisements, solicitations, chain letters, pyramid schemes, investment opportunities, or other unsolicited commercial communication (except as otherwise expressly permitted by us in writing), or encourages or causes spamming or flooding.
You are prohibited from posting any User Content containing official identification information (whether your own or of another person), such as social security number, passport number, national identification number, insurance number, driver’s license number, immigration number, or any other similar number, code, or identifier. Posting such identification information may lead to identity theft and other adverse consequences. WealthBankers may remove any such identification information, but does not undertake any obligation to do so, and has no responsibility and disclaims all liability for any posting of such identification information. WealthBankers reserves the right to change the display of resume on its Site, including, but not limited to, hiding fields, rearranging its format, and changing visual elements.
Although WealthBankers has no obligation to do so, WealthBankers may monitor User Content, and reserves the right to delete any User Content or portion thereof that, in WealthBankers’ sole discretion, violates the above rules, including any User Content that is unrelated to the specific portion of the Site on which it is posted, or that is an advertisement, recruiting or other commercial message, or that WealthBankers deems in its sole discretion to be inappropriate. If you believe that any User Content violates this Agreement or our policies, please contact WealthBankers immediately so that we may have the opportunity to consider its removal. For clarity, WealthBankers does not have any obligation to remove any User Content, and the interpretation of whether any User Content violates any WealthBankers policy will always remain within the sole discretion of WealthBankers.
WealthBankers reserves the right to disclose all User Content and other relevant information, and the circumstances surrounding their transmission, to any third party in connection with operating the Site; to protect itself, its affiliates, its partners and its visitors; and to comply with legal obligations or governmental requests. This means, for example, that WealthBankers may honor subpoenas, search warrants, law enforcement or court-mandated requests to reveal a user’s electronic address and identity, or other properly requested information. As an Employer, when you post a Job Listing on WealthBankers that you choose to list as confidential, your identity may be discoverable by request from the government or law enforcement.
Without limiting the generality of the foregoing, WealthBankers reserves the right (but is under no obligation) to remove any Job Listing that directly or indirectly discriminates against Job Seekers. Direct discrimination means, for example, that a Job Listing specifically makes clear that only Job Seekers matching a certain criteria are wanted, thereby excluding others because of, for example, their gender, race, age or disability. Indirect discrimination means, for example, that a Job Listing implicitly excludes certain classes of Job Seekers by making it impossible for them to qualify for the job requirements. You understand and agree that it is your responsibility to refrain from posting any Job Listing that directly or indirectly discriminate against Job Seekers or otherwise violate applicable law.
Please note: Section 230 of the U.S. Communications Decency Act provides that:
(1) Treatment of publisher or speaker
No provider or user of an interactive computer service shall be treated as the publisher or speaker of any information provided by another information content provider.
(2) Civil liability
No provider or user of an interactive computer service shall be held liable on account of-
(A) any action voluntarily taken in good faith to restrict access to or availability of material that the provider or user considers to be obscene, lewd, lascivious, filthy, excessively violent, harassing, or otherwise objectionable, whether or not such material is constitutionally protected; or
(B) any action taken to enable or make available to information content providers or others the technical means to restrict access to material described in paragraph (1).
- License to User Content and Feedback
Only to the extent permitted by law, if you post content or submit material to WealthBankers, including photographs or material you submit for a job solicitation hosted on WealthBankers, you grant WealthBankers a nonexclusive, worldwide, perpetual, (revocable only as described below), fully paid, royalty-free, sublicensable (through multiple layers of sub-licensees) right and license to make, use, sell, sublicense, reproduce, distribute, perform, display, prepare derivative works from and otherwise exploit all such content and materials for the purpose of publishing material on the WealthBankers website or its publisher partners, maintaining the WealthBankers website and promoting WealthBankers without restriction. Furthermore, you grant to WealthBankers, its affiliates, and sublicensees the license to use your name, user name, and/or trademarks and logos in connection with any such User Content or WealthBankers marketing materials, or actions by WealthBankers to promote or publicize such User Content (e.g. Job Listings) including the use of keywords in third-party internet search engines. Notwithstanding the foregoing, to the extent any Employer(s) submits photographs to WealthBankers for association with a particular Job Listing, WealthBankers shall not post such content anywhere other than the Employer(s)’s Job Listing.
You represent and warrant that: (i) you own the User Content that you submit, post, display, or otherwise make available on or through the Site, or that you otherwise have the right to grant the license set forth in this section, (ii) such User Content, and its submission, posting, display or availability on or through the Site does not violate applicable law or the privacy rights, publicity rights, copyrights, contract rights, intellectual property rights or any other rights of any person or entity, and (iii) such submission, posting, display or availability on or through the Site does not result in any breach of contract between you and any third party. You agree to pay for all royalties, fees, damages, and any other monies owed to any person or entity by reason of such User Content. You agree to defend, indemnify and hold harmless WealthBankers and its affiliates from any claims resulting from any such User Content. If you wish to request to revoke the license granted by you in this Section for any such User Content, please send a certified letter of request to the postal address listed above with a copy of your passport or national identity card (for identity verification purposes) and request removal of such User Content. Your certified letter of request must include (a) the signature of the applicable rights holder for such User Content or a person authorized to act on behalf of the rights holder; (b) identification of the User Content for which the license is to be revoked, and information reasonably sufficient to allow WealthBankers to locate and remove such User Content on the Site; (c) your name, address, telephone number, and email address; (d) a statement that you have a good faith belief that you are the rights holder or authorized by the rights holder to revoke the license for the designated User Content; and (e) a statement that the information in the request is accurate, and under penalty of perjury, that you are the rights holder or are authorized to act on behalf of the rights holder with respect to such User Content. There may be a charge for answering and executing such a request; please contact WealthBankers for more details.
At your discretion, you may provide feedback and related materials to WealthBankers concerning the functionality and performance of the Site from time to time, including, without limitation, identifying potential errors, improvements, modifications, bug fixes, or enhancements (“Feedback”). If you, through your evaluation or otherwise, provide any Feedback, you hereby grant to WealthBankers a nonexclusive, worldwide, perpetual, irrevocable, royalty-free, sublicensable (through multiple layers of sublicensees) right and license to make, use, sell, sublicense, reproduce, distribute, perform, display, prepare derivative works from and otherwise exploit all such Feedback for any purpose without restriction. You agree that WealthBankers may disclose any or all Feedback to any third party in any manner, and you agree that WealthBankers may sublicense any or all Feedback in any form to any third party without restriction. By providing any Feedback, you agree that your provision of such Feedback is gratuitous, unsolicited and without restriction, and will not place WealthBankers under any fiduciary, confidentiality or other obligation, and that we are free to use such Feedback without any additional compensation to you, and free to disclose such Feedback on a non-confidential basis or otherwise to anyone. You further acknowledge that, by accepting any Feedback, WealthBankers does not waive any rights to use similar or related ideas previously known to WealthBankers, or developed by its employees, or obtained from sources other than you.
- Site Rules
You agree not to access (or attempt to access) the Site by any means other than through the interface that is provided by WealthBankers, unless you have been specifically allowed to do so in a separate, written agreement with WealthBankers. You agree that you will not engage in any activity that interferes with or disrupts the Site (or the servers and networks which are connected to the Site). Unless you have been specifically permitted to do so in a separate, written agreement with WealthBankers, you agree that you will not reproduce, duplicate, copy, sell, trade or resell the Site for any purpose. You agree that you are solely responsible for (and that WealthBankers has no responsibility or liability to you or to any third party for) any breach of your obligations under this Agreement and for any consequences (including any loss or damage which WealthBankers may suffer) of any such breach.
You agree that you shall not transmit to WealthBankers or upload to or through the Site (whether as User Content or otherwise) any Harmful Code, or use or misappropriate the Site for your own commercial gain. “Harmful Code” shall mean any software (sometimes referred to as “viruses,” “worms,” “Trojan horses,” “time bombs,” “time locks,” “drop dead devices,” “traps,” “access codes,” “cancelbots” or “trap door devices”) that: (a) is designed to damage, disrupt, disable, harm, impair, interfere with, intercept, expropriate or otherwise impede in any manner, any data, storage media, program, system, equipment or communication, based on any event, including for example but not limited to (i) exceeding a number of copies, (ii) exceeding a number of users, (iii) passage of a period of time, (iv) advancement to a particular date or other numeral, or (v) use of a certain feature; or (b) would enable an unauthorized person to cause such result; or (c) would enable an unauthorized person to access another person’s information without such other person’s knowledge and permission. Without limiting the foregoing and by way of example only, users may not:
- Generate or facilitate unsolicited commercial email (“spam”). Such activity includes, but is not limited to:
- sending messages in violation of the CAN-SPAM Act under U.S. law or any other applicable anti-spam law;
- imitating or impersonating another person or his, her or its email address, or creating false accounts for the purpose of sending spam;
- data mining any WealthBankers property;
- sending messages to users who have asked not to be contacted;
- selling, exchanging or distributing to a third party the contact information of any person without such person’s knowledge of, and continued consent to, such disclosure; and
- using WealthBankers Resume contacts in violation of WealthBankers policy, as determined by WealthBankers, including, for example, as indicated by low response rates from those persons contacted.
- Send, upload, distribute or disseminate any unlawful, defamatory, harassing, abusive, fraudulent, infringing, obscene, or otherwise objectionable content, or offer to do the same. WealthBankers may block the transmission of such content.
- Intentionally distribute viruses, worms, defects, Trojan horses, corrupted files, hoaxes, or any other Harmful Code or items of a destructive or deceptive nature.
- Conduct or forward pyramid schemes or similar programs.
- Transmit content that may be harmful to minors.
- Impersonate another person (via the use of an email address or otherwise) or otherwise misrepresent yourself or the source of any email.
- Transmit another’s intellectual property or other proprietary or confidential information without such owner’s or licensor’s permission. Users who repeatedly post intellectual property owned by others will be banned from WealthBankers.
- Violate the legal rights (such as rights of privacy and publicity) of others.
- Promote or encourage illegal activity.
- Interfere with other WealthBankers users’ enjoyment of the Site.
- Create multiple user accounts in connection with any violation of the Agreement or create user accounts by automated means or under false or fraudulent pretenses.
- Sell, trade, resell or otherwise exploit for any unauthorized commercial purpose, or transfer, any WealthBankers account.
- Modify, adapt, translate, or reverse engineer any portion of the Site.
- Remove any copyright, trademark or other proprietary rights notices contained in or on the Site.
- Reformat or frame any portion of the web pages that are part of the Site without WealthBankers’ explicit written permission.
- Contact other WealthBankers users about multi-level marketing (MLM) programs, jobs that require payment to start, or any topics WealthBankers considers detrimental to its users.
- Create multiple WealthBankers accounts without permission.
- Create multiple WealthBankers accounts not under your corporate or company name, in order to attempt to achieve higher visibility in the free-to-post system.
- Bypass any limitations or suspensions of functionality.
- Provide false information.
- Scrape the WealthBankers Resume database
WealthBankers reserves the right to use any User Content (including the content of messages or material sent through or to the Site or WealthBankers) to prevent potentially illegal or tortious activities, or any other activities that are detrimental to other users. WealthBankers reserves the right to use a variety of methods to detect and block the above anomalous activity and to screen User Content to prevent abuse such as spam or fraud. If you use the Site, you consent to WealthBankers enforcing these rules, which may result in a temporary or permanent suspension or termination of your account or use of certain functions of the Site, including but not limited to the email relay function, for some users, with or without notice, and WealthBankers shall not be responsible or liable for any such suspension or termination, including any consequences thereof. WealthBankers reserves the right to drop any message with an .ade, .adp, .bat, .chm, .cmd, .com, .cpl, .exe, .hta, .ins, .isp, .jar, .jse, .lib, .lnk, .mde, .msc, .msp, .mst, .pif, .scr, .sct, .shb, .sys, .vb, .vbe, .vbs, .vxd, .wsc, .wsf, .wsh, or .zip attachment for any or no reason.
- Registration; Contact Information
Some areas of the Site, including areas that may permit you to set up an WealthBankers account, require you to register or provide an email address. If you so register, you agree to (a) provide true, accurate, current and complete information about yourself as prompted by our registration form (including your email address) and (b) be responsible for the confidentiality and use of your username and password, and not transfer or resell your use of or access to the Site to any third party. Please note, that any individuals with whom you have shared your username and password, and are able to answer verification questions about your WealthBankers account, may receive access to information regarding your WealthBankers account. If you are an Employer, your account is given to your business, not an individual. WealthBankers is not responsible and disclaims all liability if your email is used improperly or falsely by a third party. In some instances, multiple users may be linked to the same account (“a Linked Account”). By registering for an WealthBankers account, you agree to receive mandatory email updates regarding anomalous activity to your WealthBankers account. If you attempt to send an email from a name or email address that is not true, accurate, current or complete, we reserve the right to drop such email, and attempting to send such email is a violation of our terms. A Linked Account is created when the primary account owner of an Employer account invites other users to the same account. When using a Linked Account, all users within the same Linked Account have access to the communications and actions of all other users within the Linked Account, and you consent to such access.
We reserve the right at all times (but will not have an obligation) to terminate users or to reclaim usernames or URLs.
You agree that WealthBankers may, as part of its services to you, communicate with you, or initiate communication with you on behalf of a third party, through your WealthBankers account or through other means such as email, telephone (including mobile phone), or postal mail, including through the use of contact information that you may provide to WealthBankers or that WealthBankers may otherwise obtain from third-party sources. By providing WealthBankers with a mobile phone number, you expressly consent to receiving communication via such mobile number. When you give WealthBankers a mobile number and consent to receiving communication, such communications are inherent to the services you have signed up for, and you may not revoke such consent without discontinuing use of WealthBankers’ services.
- Disclaimer of Warranties
WealthBankers disclaims any and all responsibility or liability for the accuracy, content, completeness, legality, reliability, operability or availability of information or material displayed in or linked from the WealthBankers search results (including Jobs Listings) or otherwise made available on the Site by WealthBankers or third parties (including User Content), regardless of whether paid for or used for free. WealthBankers disclaims any responsibility or liability for the accuracy, content, completeness or reliability of information provided by WealthBankers for informational purposes only, including but not limited to, WealthBankers Analytics data like estimated applies or organic traffic, and salary information. You acknowledge you are not paying WealthBankers for the aforementioned information. WealthBankers disclaims any responsibility for the deletion, failure to store, mis-delivery, or untimely delivery of any information, emails or material (including User Content). WealthBankers further disclaims any responsibility for any harm resulting from downloading or accessing any information or material on the Site or on other sites or services on the Internet accessed through the Site. Under no circumstances shall WealthBankers be liable to you or any third party on account of your use or misuse of or reliance on the Site. Additionally, under no circumstances shall WealthBankers be liable to you or any third party on account of your use or misuse of or reliance on any third party site or service you link to from WealthBankers’ Site.
WealthBankers further disclaims all liability for any technical malfunction of the Site, including but not limited to failure of any telephone network or service, computer systems, servers or providers, computer or mobile phone equipment, software, failure of email delivery, account login, or any other Services provided by WealthBankers as a result of technical problems or traffic congestion on the Internet or any third party website or combination thereof, including injury or damage to your or to any other person’s computer, mobile device or other hardware or software, related to or resulting from using or downloading any Content in connection with the Site or Services. Under no circumstances will WealthBankers be responsible for any loss or damage to any content or personal injury or death, resulting from anyone’s use of the Site, Services, User Content, or third party applications, websites, software or content posted on or through the Site or transmitted to users or any interactions between users of the Site or Services, whether online or offline.
THE SITE, AND ALL MATERIALS, INFORMATION, ADVICE, JOB LISTINGS, CAREER GUIDE, USER CONTENT, PRODUCTS AND SERVICES AVAILABLE ON OR THROUGH THE SITE ARE PROVIDED “AS IS,” WITH NO WARRANTIES WHATSOEVER, EITHER EXPRESS OR IMPLIED. WEALTHBANKERS AND ITS AFFILIATES, AND ITS AND THEIR THIRD-PARTY LICENSORS, EXPRESSLY DISCLAIM TO THE FULLEST EXTENT PERMITTED BY LAW ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS. WEALTHBANKERS AND ITS AFFILIATES, AND ITS AND THEIR THIRD-PARTY LICENSORS, DISCLAIM ANY WARRANTIES REGARDING THE SECURITY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF THE SITE, AND ALL MATERIALS, INFORMATION, ADVICE, JOB LISTINGS, USER CONTENT, PRODUCTS AND SERVICES AVAILABLE ON OR THROUGH THE SITE. WEALTHBANKERS AND ITS AFFILIATES, AND ITS AND THEIR THIRD-PARTY LICENSORS, DISCLAIM ANY WARRANTIES FOR SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED ON THE SITE OR RECEIVED THROUGH ANY LINKS MADE AVAILABLE BY WEALTHBANKERS.
YOU UNDERSTAND AND AGREE THAT YOU DOWNLOAD OR OTHERWISE OBTAIN MATERIAL OR DATA THROUGH THE USE OF THE SITE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM DOWNLOADING OR OBTAINING ANY SUCH MATERIAL OR DATA.
- Limitation of Liability
UNDER NO CIRCUMSTANCES SHALL WEALTHBANKERS OR ITS AFFILIATES, OR ITS OR THEIR THIRD-PARTY LICENSORS, BE LIABLE TO ANY USER ON ACCOUNT OF THAT USER’S USE OR MISUSE OF OR RELIANCE ON THE SITE. SUCH LIMITATION OF LIABILITY SHALL APPLY TO PREVENT RECOVERY OF INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, AND PUNITIVE DAMAGES WHETHER SUCH CLAIM IS BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), INDEMNITY, OR OTHERWISE, EVEN IF WEALTHBANKERS OR ITS AFFILIATES, OR ITS OR THEIR THIRD-PARTY LICENSORS, HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND NOTWITHSTANDING THE FAILURE OF ESSENTIAL PURPOSE OF ANY REMEDY. SUCH LIMITATION OF LIABILITY SHALL APPLY WHETHER THE DAMAGES ARISE FROM USE OR MISUSE OF AND RELIANCE ON THE SITE, FROM RELIANCE OR DAMAGE CAUSED BY INFORMATION POSTED ON THE SITE, FROM INABILITY TO USE THE SITE, OR FROM THE INTERRUPTION, SUSPENSION, OR TERMINATION OF THE SITE (INCLUDING SUCH DAMAGES INCURRED BY THIRD PARTIES). THIS LIMITATION SHALL ALSO APPLY WITH RESPECT TO DAMAGES INCURRED BY REASON OF OTHER SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED ON THE SITE OR RECEIVED THROUGH ANY LINKS MADE AVAILABLE ON THE SITE. THIS LIMITATION SHALL ALSO APPLY, WITHOUT LIMITATION, TO THE COSTS OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, LOST PROFITS, OR LOST DATA. SUCH LIMITATION SHALL FURTHER APPLY WITH RESPECT TO THE PERFORMANCE OR NON-PERFORMANCE OF THE SITE OR ANY INFORMATION OR MERCHANDISE THAT APPEARS ON, OR IS LINKED OR RELATED IN ANY WAY TO, THE SITE. SUCH LIMITATION SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY, AND TO THE FULLEST EXTENT PERMITTED BY LAW. TO THE EXTENT PERMITTED BY LAW, THE MAXIMUM AGGREGATE LIABILITY OF WEALTHBANKERS AND ITS AFFILIATES, AND ITS AND THEIR THIRD-PARTY LICENSORS, FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, SHALL BE LIMITED TO THE AMOUNT YOU PAID WEALTHBANKERS TO USE THE SITE.
Without limiting the foregoing, under no circumstances shall WealthBankers or its affiliates, or its or their third-party licensors, be liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its or their reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light, or air conditioning.
- Claims of Infringement
U.S. Copyright Infringement. The Digital Millennium Copyright Act of 1998 (the “DMCA“) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that materials hosted by WealthBankers infringe your copyright, you (or your agent) may send us a notice requesting that the material be removed, or access to it blocked. The notice must include the following information as required by 17 USC. § 512(c)(3)(A): (a) a physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (b) identification of the copyrighted work claimed to have been infringed (or if multiple copyrighted works located on the site are covered by a single notification, a representative list of such works); (c) identification of the material that is claimed to be infringing or the subject of infringing activity, and information reasonably sufficient to allow WealthBankers to locate the material on the site; (d) the name, address, telephone number, and email address (if available) of the complaining party; (e) a statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (f) a statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send WealthBankers a counter-notice. Notices and counter-notices must meet the then-current statutory requirements imposed by the DMCA; see http://www.loc.gov/copyright/ for details. Notices and counter-notices with respect to the Site should be sent in writing to WealthBankers Copyright Notice, 6433 Champion Grandview Way, Building 1, Austin, TX, 78750, USA (copyright @ WealthBankers.com) (remove spaces when sending email). We suggest that you consult your legal advisor before filing a notice or counter-notice. Also, be aware that there are penalties for false claims under the DMCA.
Other Claims of Infringement. For claims of infringement that do not involve a U.S. copyright, please contact us via our Site contact form.
- Governing Law and Dispute Resolution
If you are a Job Seeker: this Agreement and any dispute arising out of or in connection with this Agreement (“Dispute”) will be governed as to all matters, including, but not limited to the validity, construction and performance of this Agreement, by and under the laws of the State of Texas, United States of America, if you are located in the United States, or the laws of Republic of Ireland, if you are located elsewhere, without giving effect to conflicts of law principles thereof. Any and all actions, lawsuits, or other legal proceedings related to such Dispute shall be filed only in courts located in Travis County, Texas, U.S.A., if you are located in the United States, or Dublin, Ireland, if you are located elsewhere. Each of the Parties hereby consent to the exclusive personal jurisdiction of the federal or state courts located in Travis County, Texas, U.S.A, if you are located in the United States of America, or Dublin, Ireland, if you are located elsewhere.
You also hereby waive any right to a jury trial in connection with any action or litigation in any way arising out of or related to your use of the Site or these terms of service, if you are located in the United States.
If you are an Employer: this Agreement and any Dispute arising out of or in connection with this Agreement will be governed as to all matters, including, but not limited to the validity, construction and performance of this Agreement, by and under the laws of Federative Republic of Brazil, if you are located in Brazil; the laws of the Republic of India, if you are located in India; the laws of the State of Texas, if you are located in the United States; the laws of the Republic of Singapore, if you are located in the Asia-Pacific Region*; or the laws of the Republic of Ireland, if you are located elsewhere, without giving effect to conflicts of law principles thereof. Any and all actions, lawsuits, or other legal proceedings related to such Dispute shall be filed only in courts located in: São Paulo, state of São Paulo, Brazil if you are located in Brazil; Bangalore, state of Karnataka, India if you are located in India; Travis County, Texas, U.S.A., if you are located in the United States; The Republic of Singapore, if you are located in the Asia-Pacific Region*; or Dublin, Ireland, if you are located elsewhere. Each of the Parties hereby consent to the exclusive personal jurisdiction of the courts located in: São Paulo, state of São Paulo, Brazil if you are located in Brazil; Bangalore, state of Karnataka, India if you are located in India; Travis County, Texas, U.S.A., if you are located in the United States; The Republic of Singapore, if you are located in the Asia-Pacific Region*; or Dublin, Ireland, if you are located elsewhere.
If you are neither a Job Seeker or Employer as defined in this Agreement and are not using the Site as intended by WealthBankers, this Agreement will be governed as to all matters, including, but not limited to the validity, construction and performance of this Agreement, by and under the laws of Travis County, Texas, U.S.A.
- Class Action Waiver
By using the Site and in return for the services offered by WealthBankers, you acknowledge that WealthBankers can only offer you these services under the terms and conditions as presented herein. As partial consideration for your use of the Site and these services, you (either an Employer or Job Seeker) agree not to sue WealthBankers as a class plaintiff or class representative, join as a class member, or participate as an adverse party in any way in a class-action lawsuit against WealthBankers regarding your use of the Site. Additionally, as a Job Seeker, your use of the Site is at no charge and you acknowledge that part of the price you are paying to use this Site is your acceptance of these terms of service including this Class Action Waiver. If you do not agree to any part of these terms, do not continue your use of the Site. Nothing in this paragraph, however, limits your rights to bring a lawsuit as an individual plaintiff, including in small claims court, subject to section 11 above.
We hereby notify you that parental control protections (such as computer hardware, software or filtering services) are commercially available that may assist you in limiting access to material that is harmful to minors. Information identifying current providers of such protections is available from GetNetWise (http://www.getnetwise.org/) and OnGuard Online (http://onguardonline.gov/). Please note that Company does not endorse any of the products or services listed on such sites.
- Information or Complaints
This Agreement (including the WealthBankers Ads Program Terms, WealthBankers Resume Program Terms, WealthBankers Prime Terms and WealthBankers Targeted Ads Terms incorporated herein, if applicable to you) constitutes the entire agreement between the parties with respect to the subject matter hereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. In the event of any irreconcilable conflict between this Agreement and the WealthBankers Ads Program Terms, WealthBankers Resume Program Terms, WealthBankers Prime Terms and WealthBankers Targeted Ads Terms (if applicable to you), the WealthBankers Ads Program Terms, WealthBankers Resume Program Terms, WealthBankers Prime Terms and WealthBankers Targeted Ads Terms will govern with respect to the WealthBankers Ads Program, WealthBankers Resume Program, WealthBankers Prime and WealthBankers Targeted Ads, respectively, and the Agreement will otherwise govern. Any waiver of any provision of this Agreement will be effective only if in writing and signed by WealthBankers. This Agreement, together with any amendments and any additional agreements you may enter into with WealthBankers in connection with the Site, shall constitute the entire agreement between you and WealthBankers concerning the Site. If any provision of this Agreement is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect. You agree that this Agreement cannot be altered, amended, modified or overridden, except by a document signed by an authorized representative of each party. For the avoidance of doubt, email or phone communication between you and an WealthBankers employee shall not constitute an amendment or alteration of this Agreement.
By accessing or using the Site, you signify your assent to this Agreement and agree to comply with all applicable laws and regulations, including U.S. export and re-export control laws and regulations, copyright laws and other laws regarding intellectual property. You represent, warrant and covenant that you are not (a) located in, or a resident or a national of, any country subject to a U.S. government embargo or other restriction, or that has been designated by the U.S. government as a “terrorist supporting” country; (b) on any of the U.S. government lists of restricted end users. The materials on the Site are provided with “Restricted Rights.” Use, duplication, or disclosure by the Government is subject to restrictions as set forth in applicable laws and regulations. Use of the materials by the Government constitutes acknowledgment of WealthBankers’ proprietary rights in them.
You understand and acknowledge that WealthBankers or its affiliates, or its or their licensors, owns all right title and interest to the Site and all proprietary rights associated therewith. WealthBankers reserves all rights not specifically granted herein. You shall not modify any copyright notices, proprietary legends, any trademark and service mark attributions, any patent markings, or other indicia of ownership on the materials accessed through the Site, other than your User Content. Any use of materials or descriptions, any derivative use of the Site or its materials, and any use of data mining, robots, or similar data gathering and extraction tools is strictly prohibited. In no event may you frame any portion of the Site or any materials contained therein.
Change of Address: If you have provided a billing address to us, and you change such billing address from an address within the United States to an address outside the United States, or from an address outside of the United States to an address inside the United States, you will continue to be bound by this Agreement with the same WealthBankers party for the remainder of the calendar month in which you made the change. Beginning on the first day of the next calendar month, you hereby agree that you will be bound by this Agreement with the applicable WealthBankers party identified in the first paragraph of this Agreement with respect to such new territory.
Any notices to WealthBankers must be sent to the applicable WealthBankers entity identified in the first paragraph of this Agreement via certified first class or air mail or overnight courier, are deemed given upon receipt, and must reference the Program that is the subject of the notice (i.e., WealthBankers Ads Program, WealthBankers Resume Program, or WealthBankers Publisher Program). Notice to you may be effected by sending email to the email address specified in your account, or by posting a message to your account interface, and is deemed received when sent (for email) or no more than fifteen (15) days after having been posted (for messages in your WealthBankers Ads interface).
You may not assign or delegate any of your rights or obligations hereunder without WealthBankers’ prior written consent and any such attempt is void. WealthBankers may freely assign or delegate its rights and obligations hereunder without notice to you. Additionally, WealthBankers may assign any agreement between you and WealthBankers to any related WealthBankers entity by informing you of such assignment. WealthBankers and you are not legal partners or agents, but are independent contractors.
- Apple-Specific Terms
In addition to your agreement with the foregoing terms and conditions, and notwithstanding anything to the contrary herein, the following provisions apply with respect to your use of any mobile application version of the Site compatible with the iOS operating system of Apple Inc. (“Apple”, and such mobile application, the “App”). Apple is not a party to this Agreement and does not own and is not responsible for the App. Apple is not providing any warranty for the App except, if applicable, to refund the purchase price for it. Apple is not responsible for maintenance or other support services for the App and shall not be responsible for any other claims, losses, liabilities, damages, costs or expenses with respect to the App, including any third-party product liability claims, claims that the App fails to conform to any applicable legal or regulatory requirement, claims arising under consumer protection or similar legislation, and claims with respect to intellectual property infringement. Any inquiries or complaints relating to the use of the App, including those pertaining to intellectual property rights, must be directed to WealthBankers in accordance with the “Information or Complaints” section above. The license you have been granted herein is limited to a non-transferable license to use the App on an Apple-branded product that runs Apple’s iOS operating system and is owned or controlled by you, or as otherwise permitted by the Usage Rules set forth in Apple’s App Store Terms of Service. In addition, you must comply with the terms of any third-party agreement applicable to you when using the App, such as your wireless data service agreement. Apple and Apple’s subsidiaries are third-party beneficiaries of this Agreement and, upon your acceptance of the terms and conditions of this Agreement, will have the right (and will be deemed to have accepted the right) to enforce this Agreement against you as a third-party beneficiary thereof; notwithstanding the foregoing, WealthBankers’ right to enter into, rescind or terminate any variation, waiver or settlement under this Agreement is not subject to the consent of any third party.
- The WealthBankers Apps
By using any of the WealthBankers Apps, including but not limited to the WealthBankers Job Search, WealthBankers Resume Search, WealthBankers Employer, WealthBankers Job Spotter or others, you agree that all of the terms and conditions found herein apply to your use of the WealthBankers App. Additionally, you agree that the WealthBankers App may send you push notifications, if you turn on receipt of notifications and/or sign up to receive notifications. By downloading and using the WealthBankers App, you are asking WealthBankers to make formatting changes to any Job Listings as they appear on your phone, in order to enable you to utilize your WealthBankers Resume. You further acknowledge that your use of the WealthBankers Apps may require use of your data plan from your cellular provider. You are responsible for payment of all data usage accrued based on your use of the WealthBankers App, and WealthBankers disclaims all responsibility for such data usage. In addition, if you allow WealthBankers Apps to utilize location services, the WealthBankers Apps may suggest to you and collect from you certain information based on your geographic location.
- Use of Site by Minors
The Site is not directed to individuals under the age of fourteen (14), but if you are under the age of 18 or the age of majority in your jurisdiction, you must use WealthBankers under the supervision of a parent or legal guardian, or responsible adult.
- WealthBankers Resume/CV Program Terms
These WealthBankers Resume Program Terms or WealthBankers CV Program Terms (collectively, “IRP Terms”) form a part of, and are incorporated into, the WealthBankers Terms of Service (the “Agreement”), and apply to any Employer that accesses or uses the WealthBankers Resume Program, or that otherwise indicates its acceptance of these WealthBankers Resume Program Terms.
Any capitalized terms that are used but not defined in these IRP Terms have the meaning set forth in the Agreement.
- The Program
Use of the WealthBankers Resume Program (“Program”) by an individual who posts his or her resume on the Site (hereinafter, “Resume Owner”) or Employer on or through the Site is subject to all applicable WealthBankers best-practice guidelines, policies and other terms and conditions made available to you, including through the Site, which may be modified at any time. You shall not use any information obtained from the Site except for internal use in selecting and contacting Resume Owners, through WealthBankers, for purposes of filling your Job Listings. You are expressly forbidden from using any product or system intended to extract the information from a Resume, in order to circumvent the Resume contact system. Use of such system will result in your immediate termination from the Program. In addition, as a feature of the IRP, WealthBankers may send emails to Job Seekers on your behalf indicating that your Job Listing is potentially a match for the Job Seeker’s resume.
IMPORTANT NOTICE : YOU EXPRESSLY AGREE THAT: in purchasing or obtaining access to the Program, you agree to pay to WealthBankers the amount indicated on the Site so that WealthBankers will facilitate your sending of a message, indicating your interest, to the email address that the relevant resume submitter has provided to WealthBankers. WealthBankers does not guarantee that the email address is still in use, that such message will be received, that such message will be read, that such message will be acted upon by any potential Resume Owner, or that any Resume Owner’s resume is valid, accurate or complete in any respect. In addition, in accord with the Agreement, you expressly agree that WealthBankers does not allow its Resume Contact service to be used in a spam like manner, which WealthBankers defines as sending requests for job positions to persons who are, as indicated by WealthBankers experience and Resume Owner behavior and reaction, unsuited for the role. WealthBankers reserves the right to disable WealthBankers Resume contact service for any user who, in WealthBankers’ sole discretion, violates these IRP Terms, including the foregoing term. We reserve the right to drop any message with an .ade, .adp, .bat, .chm, .cmd, .com, .cpl, .exe, .hta, .ins, .isp, .jar, .jse, .lib, .lnk, .mde, .msc, .msp, .mst, .pif, .scr, .sct, .shb, .sys, .vb, .vbe, .vbs, .vxd, .wsc, .wsf, .wsh, or .zip attachment for any or no reason. The only acceptable use of the IRP is for you to contact a Resume Owner through WealthBankers regarding a Job Listing or potential employment. No other uses of the IRP are permitted. Scraping the WealthBankers Resume database or using the WealthBankers Resume database for any other purpose except as allowed will result in legal action being taken against you.
In the event phone numbers are provided by the Job Seeker in the resume, WealthBankers does not guarantee their validity and can not confirm whether such numbers are landlines or cell phones. You agree to call Job Seekers regarding relevant job opportunities only. It is your sole responsibility to comply with all TCPA guidelines, including laws against automated telephone dialing systems.
Once you have requested that WealthBankers contact a Resume Owner, you may not revoke such request.
- Your Information
You represent and warrant that all information you provide to WealthBankers is correct and current. You represent to WealthBankers that you are an Employer interested in considering the Resume Owner as a potential employee.
- Disclaimer and Limitation of Liability
WEALTHBANKERS’ PROVISION OF THE PROGRAM AND THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WITH RESPECT TO THE PROGRAM AND YOUR USE THEREOF, WEALTHBANKERS AND ITS AFFILIATES, AND ITS AND THEIR THIRD-PARTY LICENSORS, EXPRESSLY DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY THAT ANY EMAIL ADDRESS THAT HAS BEEN PROVIDED TO WEALTHBANKERS IS VALID, THAT ANY EMAIL SENT BY WEALTHBANKERS AT YOUR REQUEST WILL REACH THE INTENDED RECIPIENT, THAT ANY INTENDED RECIPIENT OF ANY SUCH EMAIL WILL READ SUCH EMAIL, OR THAT ANY SUCH INTENDED RECIPIENT WILL ACT UPON SUCH EMAIL. WEALTHBANKERS AND ITS AFFILIATES, AND ITS AND THEIR THIRD-PARTY LICENSORS, EXPRESSLY DISCLAIM ALL OTHER WARRANTIES INCLUDING WITHOUT LIMITATION FOR NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR ANY PURPOSE.
EXCEPT FOR AMOUNTS PAYABLE PURSUANT TO SECTION 6 HEREUNDER AND FOR ANY BREACH BY YOU OF SECTION 1, TO THE FULLEST EXTENT PERMITTED BY LAW: (a) NEITHER PARTY WILL BE LIABLE UNDER THESE IRP TERMS FOR ANY CONSEQUENTIAL, SPECIAL, INDIRECT, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES WHETHER IN CONTRACT, TORT OR ANY OTHER LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY; AND (b) EACH PARTY’S AGGREGATE LIABILITY TO THE OTHER UNDER THESE IRP TERMS IS LIMITED TO AMOUNTS PAID OR PAYABLE TO WEALTHBANKERS BY YOU FOR THE WEALTHBANKERS RESUME SERVICE GIVING RISE TO THE CLAIM.
You shall be charged if, and as, indicated by the Site. If your billing address is in the United States, you shall pay all charges in US Dollars. If your billing address is in India, you may only pay all charges in Indian Rupees. If your billing address is in Brazil, you may only pay all charges in Brazilian Reais. If your billing address is in the Asia-Pacific Region*, you may only pay all charges in Singapore Dollars, Australian Dollars, Japanese and US Dollars. If your billing address is anywhere else, you may pay all charges in the following currencies, which you choose when creating an account: US Dollars, Euros, UK Pounds, Canadian Dollars, Australian Dollars, Swiss Francs, or Japanese Yen. Charges are exclusive of taxes, including VAT. You will be charged all taxes as applicable and appropriate. You are responsible for paying (y) all taxes and government charges, and (z) reasonable expenses and attorney fees WealthBankers incurs collecting late amounts. If you are in Japan, Japanese consumption tax will apply on the import of all WealthBankers products and services. You waive all claims relating to charges unless claimed within 60 days after the charge (this does not affect your credit card issuer rights). Refunds (if any) are at the absolute discretion of WealthBankers and only in the form of credit for WealthBankers services. You acknowledge and agree that any credit card and related billing and payment information that you provide to WealthBankers may be shared by WealthBankers with companies who work on WealthBankers’ behalf, such as payment processors and/or credit agencies, solely for the purposes of checking credit, effecting payment to WealthBankers and servicing your account. WealthBankers may also provide information in response to valid legal process, such as subpoenas, search warrants and court orders, or to establish or exercise its legal rights or defend against legal claims. WealthBankers shall not be liable for any use or disclosure of such information by such third parties. All withholding tax remittances to the government are your sole responsibility and WealthBankers shall have no liability whatsoever therefor. Invoices may be provided to you via electronic mail.
You shall indemnify, defend and hold harmless WealthBankers, its agents, affiliates, and licensors from any third-party claim or liability (including without limitation reasonable legal fees) arising out of any contact you have with the recipient (or intended recipient), any email you request to be sent pursuant to these IRP Terms, or any phone call or text message you make to a recipient.